#CONTACTLESS CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES HOW TO#
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See Account Agreement for more details.If you ever travel outside of the country, you know that how to pay for things can be a bit confusing. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at Įither $10 or 2% of the amount of each transfer, whichever is greater.Įither $10 or 2% of the amount of each cash advance, whichever is greater. We will begin charging interest on cash advances and balance transfers on the transaction date.įor Credit Card Tips from the Consumer Financial Protection Bureau We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Your due date is at least 25 days after the close of each billing cycle. How long will the Penalty APR apply? If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. This APR may be applied to your account if you fail to make a required minimum payment within 60 days after the due date for that payment. After that, your APR will vary with the market based on the Prime Rate.
For current rates and other details please visit call 76, email visit any branch, or refer to your TopLine Business VISA Credit Card Agreement.Īnnual Percentage Rate (APR) on Purchases, Balance Transfers and Cash Advancesġ3.50% to 17.89% when you open your account, based on your creditworthiness. †† Annual Percentage Rate (APR) is 16.50% to 17.89% when you open your account, based on your creditworthiness. For current rates and other details please visit call 76, email visit any branch, or refer to your TopLine Platinum VISA Credit Card Agreement. †† Annual Percentage Rate (APR) is 14.00% to 17.89% when you open your account, based on your creditworthiness. For current rates and other details please visit call 76, email visit any branch, or refer to your TopLine Platinum Rewards VISA Credit Card Agreement. ††Annual Percentage Rate (APR) is 15.50% to 17.89% when you open your account, based on your creditworthiness. Points can be used for cash back, travel, merchandise and charity. VISA® is a registered trademark of VISA, Inc. This credit union is federally insured by the National Credit Union Administration. TopLine does business in accordance with the Federal Fair Lending Laws and Equal Credit Opportunity Act. Membership is required to obtain a credit card. Must be eligible for membership at TopLine. For current rates and other details please visit call 76, email visit any branch, or refer to your TopLine Rewards Signature VISA Credit Card Agreement. ††Annual Percentage Rate (APR) is 16.50% to 17.89% when you open your account, based on your creditworthiness. Transaction fees include: Balance Transfer Fee (either $10 or 2% of the amount of each transfer, whichever is greater), Cash Advance Fee (either $10 or 2% of the amount of each cash advance, whichever is greater), and Penalty fees include: Late Payment (up to $25), Returned Payment (up to $25). Or call the Toll-Free number on the back of your card or 1-800-VISA-911. Please see your Visa Benefits Package disclosure for further details. **Certain terms, conditions and exclusions apply.
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